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How Does it Work When You Buy Pet Insurance?

by Jose Sierra The Insured Pet
April 6, 2022

When it comes to your precious four-legged friend, you want what is best for them.  Many pet owners choose to buy pet insurance, but then wonder how it works.  At The Insured Pet, we are happy to explain.  Pet insurance is basically a health care policy for your fur-baby that reimburses you for certain medical expenses.  This is beneficial because if there is a sudden accident or illness that happens then a pet insurance plan helps to protect your finances. Some health insurance plans have limitations, so having a partner that can walk you through the benefits and options like The Insured Pet can help.



How Does Pet Health Insurance Work?

Pet Insurance is much like car insurance or other healthcare insurance programs.  Pet Insurance has a monthly premium, then when your pet gets sick or injured, you pay the bill and submit a claim to the insurance agency for reimbursement.  Pet Insurance programs may also include a deductible or a percentage of the bill which means that you may not be reimbursed for the entirety of a bill, but it is still extremely valuable.  For example, a surgery for the removal of a tumor can cost almost six thousand dollars, but pet insurance can bring down your out-of-pocket costs to much less than that.

How Long Do I have To Wait For Insurance To Kick In?

Companies usually require health checkups and impose waiting periods before coverage kicks in to prevent pet owners from getting insurance when their pet is already sick.  For accidents, the waiting period can be as short as a few days.

At the end of the day, The Insured Pet is here to help you.  We can answer questions, help you understand what is best for your situation, and give you the peace of mind that you are looking for when it comes to the health and safety of your beloved pet.  Feel free to browse our website for more information at

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