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Pet Insurance for Cats:  When is the Best Time to Buy Insurance?

by Jose Sierra The Insured Pet
March 28, 2022

If you are a brand new proud owner of a cat, you may be wondering if it is necessary to buy pet insurance for your cat, and if so, when is the best time?  You are not alone in the worry that your independent furry four legged friend may be too young or too old for pet insurance to provide any value, especially since your pet may be in great health.  While buying insurance may seem like an unnecessary cost, it is certainly worth considering.


Pet Insurance for Cats:  Timing

Generally, the best time to buy pet insurance is sooner rather than later.  The reason behind this decision is that pet insurance plans don’t generally cover pre-existing conditions.  Getting your pet covered early means that if there are any developments in their health, your plan will cover it.

When Pet Insurance for Cats actually kicks in

While all pet insurance plans require a waiting period, the length of your waiting period depends on the brand of insurance you get.  Most insurance plans have waiting periods that last about 14 days.  Still, it’s best to get signed up for your cat’s pet insurance before the winter and summer months arrive, so that you know that your cat is protected when they can be most at risk.

When Can You Get Pet Insurance?

Unlike health insurance for humans, you can sign up for pet insurance at any time.  While that simple fact is what causes most people to put off enrollment, you don’t want to get stuck in a situation where you need the insurance and don’t have it.  Most pet insurance agencies won’t cover a pet until it is a certain age, typically between 6 and 10 weeks old.

insured pet

At the end of the day, The Insured Pet is here to help you.  We can answer questions, help you understand what is best for your situation, and give you the peace of mind that you are looking for when it comes to the health and safety of your beloved cat.  Feel free to browse our website for more information at

Check out the Best Pet Insurance that will suit you and your Pet at


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